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William Blount & Associates Blog

View the latest blog posts from William Blount & Associates.

As the parent of a special needs child, you know how rewarding - and challenging - caring for your loved one can be. Even though you’ve got it all under control right now, you can’t help worrying about the future. Someday your child will have to go on without you, and you know how expensive it can be to maintain their quality of life. READ MORE >>

Did you know that EMPLOYERS can be held liable for car accidents that involve their employees using cell phones? Please put a company policy in place and educate. The National Safety Council has an interesting article about this here. See this link for more employer information:  http://www. READ MORE >>

A vast amount of information is now stored on computer servers and databases, and it’s growing every day. Because that information has great value, hackers are constantly looking for ways to steal or destroy it. Cyber crime is one of the fastest growing areas of criminal activity. READ MORE >>

  49% of adults admit to texting and driving, even though 98% of adults say they know the practice is unsafe.  10 Statistics that show the dangers of texting and driving: READ MORE >>

In today’s business climate of corporate transparency and accountability, an organization’s officers and directors face a myriad of employment-related exposures. Regardless of your company’s size or mission, the legal costs associated with a lawsuit can be crippling for both the organization and your directors and officers. READ MORE >>

Employee Benefits Liability  Employee benefits liability (EBL) is insurance that covers businesses from errors and omissions that occur when employee benefit plans are administered. These errors and omissions may include failing to enroll, maintain or terminate employees in a plan, and failing to correctly describe benefit plans and eligibility rules to employees. READ MORE >>

Officer Exclusion from Workers’ Compensation Insurance Most states require employers to purchase a workers’ compensation insurance policy to cover workers who are injured or made ill due to a workplace exposure. READ MORE >>

Have you put off making a will? If so, you’re not alone. According to a 2014 survey conducted by, 55% of Americans with children - and 64% in general - currently do not have a will in place. While preparing a will may not be the most popular way to spend an afternoon, it could be the most productive - especially for your heirs. READ MORE >>

The Occupational Safety and Health Administration (OSHA) recently unveiled its top 10 most frequently cited violations. The agency reports the leading causes of workplace injuries during its fiscal year (October through the following September). READ MORE >>

Under Tennessee law, a health insurance plan is required to offer coverage to dependent children until at least 24 years of age for a child who is unmarried and financially dependent on his or her parent. Coverage must continue beyond the plan’s limiting age for disabled dependents. READ MORE >>

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Knoxville Downtown Office:   130 W Jackson Ave, Suite 105, Knoxville, TN 37902
Nashville Office:   c/o Industrious, 1033 Demonbreun St, Suite 300, Nashville, TN 37203
This website is intended to stimulate dialogue about your protection and does not alter or interpret your insurance policies. Always refer to your policy for details about your coverage.