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William Blount & Associates Blog

View the latest blog posts from William Blount & Associates.

The positive drug test rate for the U.S. workforce was 4.2 percent in 2016, according to the Drug Testing Index (DTI) released by Quest Diagnostics. This represents a 5 percent increase over the positive rate in 2015, and the largest single-year positive rate since 2004. READ MORE >>

   Many of us are familiar with the expression, “failing to plan is planning to fail.”   In fact, this may be more relevant than ever. It isn’t always easy for some Americans to make financial headway. READ MORE >>

  Ever since the first ride-sharing app debuted in 2011, they’ve experienced exponential growth in usage. In fact, in the cities where such apps have joined the market, taxi ridership has declined anywhere from 10 to 30 percent. READ MORE >>

Background screening of prospective employees is an effective risk management tool that can reduce employee turnover, deter theft and embezzlement and prevent litigation over hiring practices. Although background checks do present some costs, the risk of hiring someone without having performed ... READ MORE >>

Auto Claims After a Car Accident Auto insurance is meant to protect you by covering your bills after an accident. However, the amount of compensation can vary greatly depending on the type of claim that’s made by insurance carriers and the value of your vehicle. READ MORE >>

Excess liability insurance (ELI), more commonly known as umbrella insurance, is one of the most important types of insurance your company can buy. It protects your business from holes or limits in existing policy coverage as well as from financially draining lawsuits. READ MORE >>

As the parent of a special needs child, you know how rewarding - and challenging - caring for your loved one can be. Even though you’ve got it all under control right now, you can’t help worrying about the future. Someday your child will have to go on without you, and you know how expensive it can be to maintain their quality of life. READ MORE >>

Did you know that EMPLOYERS can be held liable for car accidents that involve their employees using cell phones? Please put a company policy in place and educate. The National Safety Council has an interesting article about this here. See this link for more employer information:  http://www. READ MORE >>

A vast amount of information is now stored on computer servers and databases, and it’s growing every day. Because that information has great value, hackers are constantly looking for ways to steal or destroy it. Cyber crime is one of the fastest growing areas of criminal activity. READ MORE >>

  49% of adults admit to texting and driving, even though 98% of adults say they know the practice is unsafe.  10 Statistics that show the dangers of texting and driving: READ MORE >>

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This website is intended to stimulate dialogue about your protection and does not alter or interpret your insurance policies. Always refer to your policy for details about your coverage.