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William Blount & Associates Blog

View the latest blog posts from William Blount & Associates.

With ransomware attacks on the rise, the role of insurance is becoming more robust. And, although ransomware coverage has been traditionally sublimited within cyber policies, stand-alone cyber policies that cover ransomware are becoming more necessary. READ MORE >>

Did You Know? Snapchat is one of the top five social media platforms among young people, with approximately 150 million daily active users. While Snapchat is designed to be a fun photo, video and text messaging app, a number of features - particularly the Snap Map function - pose serious safety concerns. READ MORE >>

With trips that last from a few days to weeks at a time, the average truck driver spends a considerable amount of time away from home. While each driver deals with it in his or her own way, for many, bringing loved ones along for the occasional trip may seem like the perfect idea. READ MORE >>

The positive drug test rate for the U.S. workforce was 4.2 percent in 2016, according to the Drug Testing Index (DTI) released by Quest Diagnostics. This represents a 5 percent increase over the positive rate in 2015, and the largest single-year positive rate since 2004. READ MORE >>

   Many of us are familiar with the expression, “failing to plan is planning to fail.”   In fact, this may be more relevant than ever. It isn’t always easy for some Americans to make financial headway. READ MORE >>

  Ever since the first ride-sharing app debuted in 2011, they’ve experienced exponential growth in usage. In fact, in the cities where such apps have joined the market, taxi ridership has declined anywhere from 10 to 30 percent. READ MORE >>

Background screening of prospective employees is an effective risk management tool that can reduce employee turnover, deter theft and embezzlement and prevent litigation over hiring practices. Although background checks do present some costs, the risk of hiring someone without having performed ... READ MORE >>

Auto Claims After a Car Accident Auto insurance is meant to protect you by covering your bills after an accident. However, the amount of compensation can vary greatly depending on the type of claim that’s made by insurance carriers and the value of your vehicle. READ MORE >>

Excess liability insurance (ELI), more commonly known as umbrella insurance, is one of the most important types of insurance your company can buy. It protects your business from holes or limits in existing policy coverage as well as from financially draining lawsuits. READ MORE >>

As the parent of a special needs child, you know how rewarding - and challenging - caring for your loved one can be. Even though you’ve got it all under control right now, you can’t help worrying about the future. Someday your child will have to go on without you, and you know how expensive it can be to maintain their quality of life. READ MORE >>

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This website is intended to stimulate dialogue about your protection and does not alter or interpret your insurance policies. Always refer to your policy for details about your coverage.