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William Blount & Associates Blog

View the latest blog posts from William Blount & Associates.

There’s an old adage that 80 percent of a company’s revenue comes from 20 percent of its customers. Though the exact percentages will vary from company to company, the 80/20 rule gets at a fundamental truth of the business world: your firm’s financial health is inexorably linked to the financial health of your biggest clients. READ MORE >>

Facebook recently announced that political consulting firm Cambridge Analytica obtained information from up to 87 million accounts without their users’ consent. Experts believe that collected data could include locations, interests, photos, status updates and more. READ MORE >>

Allegations of sexual misconduct against politicians, celebrities and other public figures have become increasingly common in recent years. In fact, social movements and a strong public outcry have led to a marked increase in sexual harassment claims - claims that can be incredibly damaging for organizations themselves. READ MORE >>

Not all water losses are considered flood damage. For your losses to be covered under a flood insurance policy, the following example of a flood definition could apply: A general and temporary condition of partial or complete inundation of two or more acres of normally dry land area or of... READ MORE >>

Protection for your computer or laptop can be invaluable when you have family photos, music and/or financial information stored on the hard drive.  What Protections Does it Offer? Computer or laptop insurance provides protection for your property beyond the manufacturer’s warranty, which tends to only cover defective parts that cause problems as a result of regular usage. READ MORE >>

There are a host of risks presented by company-sponsored events. Whether you are planning a conference, sports league, corporate holiday party or otherwise, it is important to review and understand the limits of your insurance coverage before planning your event. READ MORE >>

During the process of completing a project, a contractor faces a variety of risks. Materials, equipment, machinery and supplies must be purchased, stored, transported, staged, processed and installed before work can be accepted. For contractors, the property they rely on to complete their work can be compromised along the way. READ MORE >>

Did You Know? Unlike a living will, which is usually reserved for terminally ill individuals, a health care power of attorney identifies the person who will make decisions on your behalf and carry out your wishes if you are incapacitated. Here are some things to consider when creating a health care power of attorney to manage your medical care. READ MORE >>

Dealers’ Open Lot, also known as Auto Physical Damage Coverage, provides physical damage coverage for vehicles owned by a dealership. As an important part of Garage Insurance, it is different from General Liability or Business Property Insurance. READ MORE >>

It’s not uncommon for rental car agencies to offer you the opportunity to purchase additional auto coverages on your rental, but do you need them? Why Car Rental Insurance? The best time to make the decision about whether you will need extra rental car insurance is before you’re standing at the car rental counter. READ MORE >>

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