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William Blount & Associates Blog

View the latest blog posts from William Blount & Associates.

  Most commercial properties use a form of insurance referred to as “specific coverage,” in which a specific property is insured for a named risk, such as fires, floods, thefts and more. However, specific coverage is also somewhat limited; oftentimes one policy will only cover one named risk at one location. READ MORE >>

The following are general guidelines for when you and your family should receive eye exams: If you have been diagnosed with a vision or eye condition problem, visit the eye doctor annually. Children age five and younger should have their vision checked every time they visit their pediatrician. READ MORE >>

It’s a good news, bad news situation. The bad news: Lawsuits, once a measure of last resort, are now commonplace in settling disputes. The good news? You can protect yourself, and your business and reputation, by investing in professional liability coverage, also known as Errors and Omissions (E&O) insurance. READ MORE >>

Every year, storms are responsible for falling countless trees and limbs. Unfortunately, some of those fallen trees damage homes and other property. Cleaning up the damage from a storm can be a difficult task, both physically and emotionally, and things can become especially tense when you discover that it’s your neighbor’s tree that damaged your house. READ MORE >>

Public entities face unique challenges regarding risk management. While juggling shrinking tax bases and swelling operational costs, public administrators are under pressure to maintain - if not improve - municipal services. As a result, many are pressed to manage risk at the lowest possible cost. READ MORE >>

For the happiest day of your life, you must be covered! Wedding insurance protects an engaged couple’s investment in the event of circumstances out of their control and provides reimbursement for incurred expenses.  Examples of damages a wedding insurance policy will cover: READ MORE >>

Reducing Risk for Riders There’s nothing like the freedom you feel when riding but if you’re on the road, you’re at risk. To ensure you’ve got the coverage and financial protection you need, consider the following motorcycle insurance coverage options. Liability Insurance Coverage READ MORE >>

The regular review of every contract you sign is a highly important risk management task. This includes a contract’s waiver of subrogation clause. Subrogation is a basic insurance concept used in insurance contracts. If a loss occurs, it typically happens through someone’s negligence. READ MORE >>

  Lessor’s Risk Only (LRO) Insurance, also known as Landlord’s Insurance, is a specific type of liability coverage for individuals who lease at least 25 percent of their building. LRO is common among owners of apartment buildings, warehouses, retail buildings and commercial office space, and it may be required in your area. READ MORE >>

  Saving money is easy with a health savings account (HSA). You will be able to pay for your medical expenses with tax-deductible dollars and will be able to save for the future… all at the same time! The Basics of HSAs The cost of health care is rising, but how much you will actually spend on medical expenses varies. READ MORE >>

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         Knoxville Main Office:   9700 Westland Dr, Suite 102, Knoxville, TN 37922
Knoxville Downtown Office:   130 W Jackson Ave, Suite 105, Knoxville, TN 37902
Nashville Office:   c/o Industrious, 1033 Demonbreun St, Suite 300, Nashville, TN 37203
 
This website is intended to stimulate dialogue about your protection and does not alter or interpret your insurance policies. Always refer to your policy for details about your coverage.